AIA Life Insurance Agency District Manager — Gamkaew LourakmaneeLicence No. 5401071617

Insurance in Thailand, explained in plain English

Health cover, family protection and long-term savings from AIA — set up by advisors who deal with expat paperwork, visas and hospital billing every week. The first conversation is free.

Talk to an advisor

Insurance in Thailand, explained in plain English

What we advise on

Three areas that cover the risks most foreign residents in Thailand actually face — unpredictable medical bills, dependants who rely on your income, and retirement savings held in the wrong currency.

Health insurance

Health insurance

Hospital treatment, critical illness and everyday medical cover

Life & family protection

Life & family protection

Protecting the people who depend on your income

Savings & retirement

Savings & retirement

Endowments, unit-linked plans and retirement income

Our team

You deal with the same advisor from the first conversation through to a claim — not a call centre that hands you to someone new each time.

Gamkaew Lourakmanee, AIA Unit Manager

Gamkaew Lourakmanee

แก้มแก้ว โล่ห์อุลกะมณี

District Manager

AIA district manager, financial advisor and marketing consultant. MDRT qualifier every year since 2019, Court of the Table member and an international speaker.

Jack Pongpat Leelarattanakul, AIA Assistant Unit Manager

Jack Pongpat Leelarattanakul

แจ๊ค พงศ์พัฒน์ ลีลารัตนกุล

Unit manager and FA Prime financial advisor. MDRT qualifier 2024–2026.

Dujdao Chananan Suwannachot, AIA financial advisor

Dujdao Chananan Suwannachot

ดุจดาว ชนานันทน์ สุวรรณโชติ

Financial Advisor (FA Prime)

FA Prime financial advisor. MDRT qualifier 2026.

Guides

Read all guides

5 things expats should know before buying private health cover in Thailand

Guides · 20 Jul 2026

5 things expats should know before buying private health cover in Thailand

The five that catch people out most often — from the life policy requirement to what happens at renewal after a big claim.

AIA Health Saver vs AIA Health Happy: which expat plan is right for you?

Guides · 20 Jul 2026

AIA Health Saver vs AIA Health Happy: which expat plan is right for you?

The two plans expats ask about most, compared honestly — including when the cheaper one is genuinely the better choice.

How to choose health insurance as an expat in Thailand

Guides · 20 Jul 2026

How to choose health insurance as an expat in Thailand

A practical method: start from the hospital, not the premium. Plus the questions worth asking before you sign anything.

Understanding health insurance in Thailand

Guides · 19 Jul 2026

Understanding health insurance in Thailand

How the system actually works for foreign residents: what the state provides, what it does not, and where private cover fits.

An insurance checklist for your first year in Thailand

Living in Thailand · 29 Apr 2026

An insurance checklist for your first year in Thailand

What to sort out in month one, what can wait until month six, and what most people leave far too late.

Should expats save in baht?

Living in Thailand · 25 Mar 2026

Should expats save in baht?

If you plan to stay, currency matching is a bigger factor in your retirement than most people assume.

Your first visit to a Thai private hospital: what to expect

Living in Thailand · 25 Feb 2026

Your first visit to a Thai private hospital: what to expect

Registration, deposits, direct billing and what to carry. The practical version, from people who have done it many times.

Travel insurance vs local health cover: what actually changes when you move

Living in Thailand · 28 Jan 2026

Travel insurance vs local health cover: what actually changes when you move

Travel policies are built for trips, not for lives. Where the two differ, and when it is time to switch.

Not sure where to start?

Tell us your situation and an English-speaking advisor will walk you through what you actually need — and what you can skip.

Talk to an advisor +66 95 164 4969